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Umbrella Employee Service in Sweden — employment, tax and payroll under Swedish law

Received an invoice from Pay2me?

Pay2me is a Swedish umbrella employment platform built for people who want to work independently without running their own company.

The professional consultant or specialist you have hired works as an umbrella employee through Pay2me. Pay2me AB is your clear legal contracting party, holds Swedish F-tax status and carries the employer responsibility during the assignment – you simply pay the invoice.

How it works for you as a client

You engage a professional consultant or specialist without their own company – Pay2me provides a clear structure for the contract, invoicing, employer responsibility and administration.

  1. You agree on the assignment

    You and the consultant agree on the scope of the assignment, working routines and compensation. The agreement is documented in an assignment confirmation that the umbrella employee can create in the Pay2me platform before invoicing.

  2. The work is carried out

    During the assignment the person is intermittently employed by Pay2me. We carry the employer responsibility and report VAT, employer contributions and tax to the Swedish Tax Agency. You direct the work on site.

  3. You pay the invoice

    Pay2me AB (reg. no. 559138-8276) issues the invoice and is your contracting party. Once the invoice is paid the assignment is considered delivered and approved, and we pay salary to the umbrella employee.

What does hiring an umbrella employee mean?

Pay2me is an umbrella employment company. We enable professional consultants and specialists without their own company to carry out both individual and recurring assignments and receive payment as salary. During the assignment, the person is employed by Pay2me and Pay2me AB is the legal contracting party towards you as the client.

This means you avoid hiring. You do not need to register as an employer, withhold tax or pay employer contributions – Pay2me handles all of it. You receive a regular invoice from a company with Swedish F-tax status and pay it like any supplier invoice.

The salary paid to the umbrella employee can never exceed the amount you pay, less statutory taxes and fees. Holiday pay is included in the agreed compensation.

Your responsibility as a client

Pay2me's responsibility is limited to the administrative services we perform. You direct the assignment and are responsible for the work environment of the umbrella employee in the same way as for your own staff. As the person directing the work you should in particular:

Address risks at the workplace so that illness and accidents are prevented when the umbrella employee works at your premises or under your direction.

Be clear towards the umbrella employee and Pay2me about the competence you need – the wrong person in the wrong place can lead to work injuries.

Provide a proper introduction covering tasks, routines, safety and risks, and make sure the instructions have been understood.

Contact the umbrella employee and Pay2me before tasks change or new ones are added.

Report accidents and near misses to Pay2me.

Complaints, remarks and claims for price reductions are made directly to the umbrella employee. Intellectual property created through the work belongs to the umbrella employee unless otherwise agreed directly between you.

Common questions from clients

View all questions

Yes. The invoice is issued by Pay2me AB, reg. no. 559138-8276, Kungsgatan 17, 111 43 Stockholm. We are the contracting party for the assignment and invoice on behalf of the umbrella employee. If in doubt, call +46 771 22 33 55 or email [email protected] and we will confirm the invoice.

Partnership or other needs?

We are happy to help companies and organisations that regularly hire self-employed professionals, or that need support with invoicing, employer responsibility and assignment administration. If you have questions about an ongoing assignment, want to discuss a longer partnership or need other services from Pay2me – get in touch, you are most welcome.

Phone: +46 771 22 33 55 (weekdays 08.00–18.00) Email: [email protected] Pay2me AB, reg. no. 559138-8276, Kungsgatan 17, 111 43 Stockholm

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Documented insurance cover

When an umbrella employee carries out an assignment through Pay2me, there is documented insurance cover behind the engagement. Pay2me's combined business insurance is written for “Konsulter/Egenanställda” – Consultants/Umbrella Employees – and includes general liability and product liability as well as specific endorsements for professional indemnity, technical consultants and contractor’s liability.

Before an assignment or procurement, you can review Pay2me's public insurance certificate and the relevant insurance endorsements. They set out the different insurance sections, insurance limits and terms.

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Questions about your invoice?

Customer service answers weekdays 08.00–18.00 on +46 771 22 33 55 and [email protected].

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Sign up

Questions about your invoice?

Customer service answers weekdays 08.00–18.00 on +46 771 22 33 55 and [email protected].

Sign up